North and Main Homes
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Dennis Loewen, North and Main Homes
Dennis Loewen
Founder & Broker, North and Main Homes
A personal introduction from Dennis Loewen

Real estate expertise meets lending made simple.

Dennis refers his clients to Sean Herrero at CrossCountry Mortgage because he knows firsthand what a seamless transaction looks like. With Dennis guiding the deal and Sean handling the financing, you have two experienced professionals working together on your behalf.

"Dennis is a top-tier real estate agent with extensive expertise in the Bay Area. His dedication to client satisfaction, responsive communication, and thorough explanation of what to expect during the process helps put one at ease."
-- Louis B., North and Main Homes Client
Your Referring Agent

Meet Dennis Loewen

Dennis founded North and Main Homes as an independent brokerage rooted in the San Jose community. With 400+ closed transactions and over $500 million in career volume, he brings a level of market knowledge and negotiation skill that consistently delivers for his clients -- whether they are first-time buyers, seasoned investors, or navigating probate and trust sales.

400+
Homes Closed
$500M+
Career Transaction Volume
15+
Years of Experience
Your Mortgage Partner

Why Dennis Refers His Clients to Sean

Sean Herrero is a CrossCountry Mortgage loan officer serving the Bay Area and beyond. Dennis trusts Sean because he communicates clearly, closes on time, and treats every client the way Dennis treats his own. When the deal matters, you want a lender who is as invested as your agent.

01

10-Day Close Capability

When the market moves fast, financing can't slow you down. Sean's team is structured to close in as few as 10 business days for qualified buyers.

Speed Matters
02

Loan Programs for Every Buyer

From conventional and jumbo to FHA, VA, and down payment assistance, Sean matches each client to the right product -- not a one-size-fits-all solution.

Flexible Options
03

Clear Communication

No surprises at the closing table. Sean keeps buyers, agents, and escrow informed at every stage so the transaction flows smoothly from contract to close.

Smooth Closings
Speed & Certainty

Close in as Few as 10 Business Days

In competitive markets like Silicon Valley and the greater Bay Area, an offer backed by a CCM pre-approval -- and the ability to close fast -- can be the difference between winning and losing the home. Sean's streamlined process keeps your transaction on track.

10
Business-Day Close
for Qualified Buyers
$0
Earnest Money at Risk
with Our EMD Protection
24hr
Pre-Approval Turnaround
in Most Cases
Bridge & Trade-Up

Buy Before You Sell

Already own a home? You shouldn't have to sell first to buy your next one. CrossCountry Mortgage offers bridge loan solutions that let you make a non-contingent offer on your new home while you prepare your current property for sale -- a powerful advantage in any market.

Buyer Protection

Earnest Money Deposit Guarantee

Worried about losing your deposit if financing falls through? CrossCountry Mortgage's EMD Protection program gives buyers and sellers confidence that the deal will close. Ask Sean for details and eligibility requirements.

The Team on Your Side

Two Experts. One Seamless Transaction.

Dennis handles the real estate strategy; Sean handles the financing. Together they make sure every detail is covered from offer to close.

Dennis Loewen

Dennis Loewen

Founder & Broker, North and Main Homes

Phone: (408) 329-8211

Email: dennis@northandmainhomes.com

Markets: Willow Glen, Rose Garden, Cambrian Park, Los Gatos, Morgan Hill, Campbell, Santa Clara

Designations: CNE, Certified Probate & Trust Specialist, NAR Green

CA DRE #01902881

Sean Herrero, CrossCountry Mortgage

Sean Herrero

Loan Officer, CrossCountry Mortgage

Phone: (925) 562-0500

Email: sherrero@myccmortgage.com

NMLS: #900669

Serving: Bay Area, Santa Clara County, Contra Costa County, and statewide

CrossCountry Mortgage, LLC -- NMLS #3029

Ready to Get Started?

Let's Talk About Your Goals

Whether you are buying your first home, moving up, or investing in the Bay Area, Sean is ready to help you understand your options and move with confidence.